欺诈值到底是怎么计算的?有没有人遇到过被误判的情况?

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Oh man, I feel you on the travel thing. Happened to me too! 欺诈值 systems can be super sensitive. From what I know, they look at stuff like:
- How often you log in
- If you’re using a VPN
- Sudden changes in spending habits

I’d recommend reaching out to customer support if you’re flagged. Some platforms have a “trust score” dashboard now, but it’s not super common.

Also, try using tools like LastPass or Authy for secure logins—might help avoid false flags.

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